Well well well
You have been pre-approved for a Home Loan at a Fixed Rate.
This offer is being extended to you unconditionally and we will work with=
you regardless your credit
To take Advantage of this Limited Time opportunity all
we ask is that you visit our Website and complete
the 1 minute post Approval Form.
My email wastes your time? should say sorry now
The author even openly acknowledges the fact that his email could very well be a huge waste of your time, and apparently makes an attempt at apology.
The worst part of all of this is the choice of a hosting solution. Usually these emails contain links with extremely long, cryptic URLs to eastern European servers. What does this phisher choose? Blogspot.
If I was going to send out millions of copies of an email in an attempt to dupe a bunch of people into giving me valuable information about themselves so that I can sell their identities on IRC I'd at least put a little effort into it. Maybe even proof read it.
How lazy can you get?